Financial Services
The firms financial services practice area includes representation of banks, mortgage companies, savings and loans, finance companies, and various other institutional lenders which provide financial services to both consumers and businesses.
Regulatory -
The firm has provided opinions and counseling services related to the following areas, Community Reinvestment Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Fair Housing Act, Fair Lending, National Flood Insurance Program, Home Mortgage Disclosure Act, Real Estate Settlement Procedures Act, Right to Financial Privacy Act, Truth and Lending Act, Preparation of Fifty State Surveys on State Licenses, Origination, and Servicing Laws, Unfair or Deceptive Consumer Credit Acts, Interpretation of Regulations From the Office of Thrift Supervision, Comptroller of the Currency, Federal Reserve, Federal Trade Commission, and National Credit Union Administration, as well as interpretation of regulations and announcements from HUD, VA, Fannie Mae, and Freddie Mac.
Corporate -
The firm also assists the business aspects of financial services industry in the creation of brokers , wholesale lenders, correspondent lenders and the agreements between those entities and their corporate parents, as well as broker agreements, correspondent lending agreements, flow servicing, purchase and sale of servicing, purchase and sale of financial services entities, creation of CLO's, CBA's, now known as ABA's as well as personnel issues related to the financial services industry.
Litigation -
The firm's litigation section has extensive experience in the following areas:
- Lender Liability
- Loan Officer/Bank Fraud
- Escrow Litigation
- FDIC/RTC Investigations
- RTC Litigation
- Wrongful Foreclosure
- UCC Matters
- Condemnations
- Yield Spread Premium Litigation
- Payoff Fee Litigation
- Credit Insurance Litigation
- Private Mortgage Insurance Litigation
- Inspection Fee Litigation
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