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Dealing with insurance issues after truck employee’s death

On Behalf of | Sep 21, 2018 | Firm News, Insurance |

Working in the trucking industry and dealing with transport and delivery is not without its risks. This is an industry that provides a significant number of jobs in Alabama and across the country and when there is an accident, the company and its insurer will undoubtedly want to make certain that the worker is cared for and the family has all the help it needs. Insurance is an important part of that. However, these cases often end in dispute as to how much responsibility should be assessed and where it should land. If a truck employee is injured or dies in an accident while on the job, the company and the insurer must put emotions to the side and make certain it is protected.

A 66-year-old man who was employed as a truck driver died when a pipe fell on him. The man picked up the shipment and was delivering it to another part of town at the time of the accident. According to the investigation, the accident occurred at just before 9 a.m. As he set about unloading the pipe, the top row came loose and landed on him. He was declared dead at the scene of the accident.

While insurance is in place to provide for people after there has been an accident, it is important that these companies have legal protections just as the victims do. For example, when there is an investigation that the victim made an error that led to the injury or death, the insurer might not be obligated to pay the full amount that is detailed in the policy. It might not be obligated to pay any amount at all. Although accidents with injuries and death are a terrible thing, that does not necessarily mean that the victim and the victim’s family are entitled to a set amount in compensation. The insurance company is often painted as the villain, but there are rights involved with every case and legal help is a must.

A trucker made a pickup and delivery of pipe. When the delivery was made and the pipe was being unloaded, he was hit and killed when pipe fell on him. As the investigation into the accident moves forward, it is imperative that the employer and the insurance company have legal assistance to protect them. A law firm skilled and experienced in insurance should be called as soon as possible.